Travel Insurance at Georgia Tech

Faculty and staff should review their health insurance coverage prior to traveling more than 100 miles from home. Their current coverage may be sufficient for their travel needs. However, some trips warrant additional coverage. For example, France requires visitors to have medical evacuation and repatriation coverage in order to receive a work visa, and security evacuation coverage may be very important in some parts of the world.

The current USG medical plans do not include all of these provisions. Travel insurance with basic ERS (evacuation, repatriation, and security) might be needed. In addition, some medical plans may have high deductibles or cumbersome reimbursement requirements when using out-of-plan providers. Therefore, a traveler may choose to supplement their existing regular medical insurance plan with more robust medical travel insurance.

Consult this guide to determine which travel insurance is appropriate for you. 

Full Coverage (Medical plus ERS)

     

CISI – Study Abroad

Faculty and staff traveling on a faculty-led student program, or registered student trip, are enrolled in this medical travel insurance. ​To receive this coverage coordinate with your specific Study Abroad Program Coordinator or contact OIE. This CISI plan includes primary coverage of medical expenses in addition to the medical evacuation, repatriation and security evacuation protection.

CISI – Business Travel

The full package provides primary medical coverage as well as the basic ERS coverage for Georgia Tech-approved, international business travel.

 

BASIC COVERAGE (ERS only)

   

Redpoint

All USG benefits-eligible employees (and their dependents), traveling for less than 90 days (on either business or personal travel), automatically have basic medical evacuation, repatriation, and security evacuation (ERS) at no cost. This emergency travel assistance, provided by Minnesota Life, includes additional resources, such as medical provider location services and help with lost or stolen luggage.

CISI – ERS (Basic Plan)

This plan provides only basic medical evacuation, repatriation, and security evacuation coverage for Georgia Tech-approved, international business travel. It is available to purchase for trips (or persons) not covered by Redpoint.

LIMITED COVERAGE FROM HEALTHCARE INSURANCE PROVIDERS

  

Blue Cross Blue Shield Global Core

  - For BCBS health insurance policyholders -

  • Review travel assistance benefits at bcbcglobalcore.com 
  • Call 1-800-810-BLUE (2583), or collect at 1-804-673-1177 for assistance
  • Mobile app available
  • Provides access to embassy information, medication availability, medical translation, and healthcare providers outside the U.S.
  • Covers medical expenses during business and personal travel

Kaiser Permanente Travel Support

- For Kaiser Permanente policyholders -

  • Review travel information at www.kp.org/travel
  • Away from home travel line: 951-268-3900
  • Help finding care in other U.S. KP regions
  • Fill eligible prescriptions during travel
  • File medical expense reimbursement claims upon return

MEDICAL EVACUATION & REPATRIATION – ONLY FOR J EXCHANGE VISITORS IN THE U.S.

  

PGH Global

J-1 Exchange Visitors (and their J-2 dependents) are required by the U.S. Department of State to purchase and maintain health insurance, including medical evacuation & repatriation back to their home country, for the full duration of their J program in the U.S.  The University System of Georgia’s health insurance plans for employees do not include this provision. Therefore, in addition to BlueCross BlueShield or Kaiser Permanente, J-1 employees must purchase an additional policy.

  • Stand-alone Medical Evacuation & Repatriation insurance is available from PGH Global.
    • On the enrollment site select “Get a Quote”, enter email address, date of birth, and current school academic year (e.g. 2017-2018). Then under “Select your School”, as you start typing “Georgia Institute…” you will be able to select “Georgia Institute of Technology Stand Alone Repatriation and Evacuation.”
    • Questions or problems enrolling? Contact PGH Global Customer Service at 1-888-251-6253.
  • Evidence of both a USG employee health policy and the evacuation & repatriation coverage, is required to complete the J Scholar OIE check-in process and ensure the DS-2019 is activated in SEVIS.
    • Additional information about J Exchange Visitor’s Health Insurance requirements is available on the Office of International Education website here.
  • Important: the PGH Global evacuation and repatriation coverage only covers the J Exchange Visitor employee while in the United States.  If a J-1 employee travels outside the U.S., they may be covered by Redpoint or elect to purchase one of the CISI travel insurance options noted above on this page.